3 reasons why bond investing is a negative art

3 reasons why bond investing is a negative art

A large number of retail investors are more familiar with investing in equities (stocks) than there are with bonds. The reason is simple, the “smart money” in Singapore have been recently burnt by failing bonds and defaults. Articles on our richer citizens being burnt are aplenty – here, here, here, here and here – and it’s easy to see why the average retail investor might want nothing to do with bonds right now. Another reason is the minimum to invest in corporate bonds is usually at least $250,000 per tranche (not everyone has a quarter-million lying around)…

3 ways to short sell a stock and make money on the way down

3 ways to short sell a stock and make money on the way down

Most investors are used to buying long – you buy low and sell high (or that’s the plan anyway!). Short sellers, on the other hand, sell high and then buy low – they sell a stock first believing that its price will drop, and then buy it back at a lower price once it does. Short selling is an art that is rarely successfully practised in the investing world because it is riskier and more dangerous. Of the many successful investors that have gotten incredibly wealthy, successful long/short or short-only investors represent just about a fraction…

6 affordable ways to invest for the average Singaporean

6 affordable ways to invest for the average Singaporean

We get it, not everyone has $100,000 to sink into a well-diversified portfolio. But you have to start somewhere, or you’ll never be in that position. The good news is that you live in one of the world’s biggest financial hubs, and there are products that cater even to those on modest incomes. Here are a few things to look at: 1. Blue chip investment programmes There are two participating banks we know of (OCBC and POSB) that offer blue chip investment programmes. For a minimum monthly sum of just $100,…

4 reasons why you must invest – especially if you’re so darn lazy!

4 reasons why you must invest – especially if you’re so darn lazy!

Well, you don’t. Actually. That is if you don’t mind working for the rest of your life, wondering if you’ll ever escape the rat race and struggle with rising costs and inflation for the rest of your life. But if you’re like most regular people who value financial security, freedom and independence, then investing is vitally important to you achieving your financial goals. Here are 4 core reasons why you need to invest (besides the fact that you might be an evil megalomaniac intent on taking over the world —…